City Of Nanaimo Permits: What Custom Homes Need and When

October 24, 2025 | Category:

Nanaimo custom home in the background with building plans in the foreground

If youโ€™re building a new custom home inside Nanaimo city limits, you will need a Residential Building Permit for New Construction. Depending on your lot, you may also need a Development Permit before the City issues your building permit. Driveway access and utility service approvals are handled with the permit package. The City requires proof of licensed builder and 2โ€‘5โ€‘10 warranty enrolment via BC Housingโ€™s New Home Registration Form before it will issue the building permit. Our Nanaimo custom home builder coordinates the due diligence, submissions, and inspections so you can move from design to occupancy with fewer surprises.

We back every project with a fixedโ€‘price contract, a detailed build schedule, and a client portal with daily logs and photos. Weโ€™re a BC Housing Licensed Residential Builder with Pacific Home Warranty (2โ€‘5โ€‘10), WorkSafeBC coverage, $5M commercial liability insurance, and CHBAโ€‘VI membership.

What Permits A New Custom Home In Nanaimo Requires

Building Permit (New Construction, Single/Twoโ€‘Family)

This is your primary permit for a new house. The Cityโ€™s New Construction page confirms a building permit is required for a new residential building and links to the Residential Construction Guide and online application. Plan to submit designerโ€‘quality drawings, a completed online application, and supporting documents.

Nanaimo accepts applications through its online permit system. Electronic plan submission is standard, and the City provides a forms and guidelines page to keep all requirements in one place. We submit on your behalf and manage comments until your permit is issued.

Because permits are binaryโ€”approved or notโ€”our focus is a complete, codeโ€‘compliant package on first pass. Thatโ€™s how you keep your spot in the queue.

Development Permit (If You Are In A DP Area)

If your property lies in a Development Permit Area (DPA), you must secure a Development Permit before the building permit can be issued. The Cityโ€™s Development Permit page outlines what DPAs are for, typical fees, and when they apply. We check DPA status during feasibility so your design meets the right guidelines the first time.

Where your project is outside City limits, the Regional District of Nanaimo also designates DPAs in its OCPs. The principle is the same: confirm your DPA requirements up front, then design to suit.

Access (Driveway) And Servicing Approvals

New or altered driveway access to a City street requires an Access Permit. The Cityโ€™s Access page covers the rules and notes a nominal fee and bonding. We coordinate this alongside your building permit so civil work and driveway grades align with municipal standards.

Water, sanitary, and storm connections are coordinated with Engineering during permit processing. We confirm service locations early to avoid rework during excavation.

Tree Removal Permit (Site Readiness)

If significant tree removal is planned, Nanaimoโ€™s Tree Management and Protection Bylaw requires a permit and a basic Tree Management Plan. Itโ€™s common on infill or treed lots. Clearing without checking can stall your job. We verify permit needs and sequence removals so your site is ready for footings on time.

When To Apply And Who Approves

Custom home builder applying for permits online

Preโ€‘Design Feasibility

Start with a clear feasibility check: zoning, potential DPs, slopes, and servicing. We also confirm current Energy Step Code and Zero Carbon requirements that will apply to your building permit, so your drawings and budget match reality.

This is where schedule is won or lost. Identify constraints early, make the right design calls, and youโ€™ll avoid revisions during plan check.

Submit A Complete Building Permit Package

A complete package includes the online application, agent authorization (if the applicant isnโ€™t the owner), scaled plans to City standards, surveys, energy compliance documentation, and any required engineering. The Cityโ€™s Residential Building Permit Application Guide is your checklist; the Plan Requirement Checklist details frequent misses such as bracing, spatial separation, and envelope sections. Partial or preโ€‘sub documents are not accepted.

We coordinate designers, engineers, and the energy advisor so your submission is tight. Clear drawings speed up review.

Processing And Queue

Nanaimo publishes Building Permit Processing Times to show typical timelines by permit type. Use it to set expectations with lenders and plan trade mobilization. We monitor status and respond to City comments promptly to keep your application moving.

Documents You Need To Avoid Delays

Residential Building Permit Application Guide

The Cityโ€™s guide spells out application requirements, online submission, and the โ€œno partial applicationโ€ rule. We follow it lineโ€‘byโ€‘line so you donโ€™t lose time to administrative holds.

Expect digital submissions only. We standardize file names, scales, and page order to match City preferences and reduce backโ€‘andโ€‘forth.

Plan Requirement Checklist

Use the checklist to confirm plan scale, elevations, sections, and details the City expects in every set. It specifically calls out plan quality, drafting protocol, and scale requirements. We qualityโ€‘check plans against this list before upload.

Design clarity saves you money. When inspectors can see the intent, field questions disappear.

BC Housing New Home Registration (Proof Of Licence + Warranty)

Before a municipality issues a building permit for a new home, you must provide proof that a licensed residential builder is engaged and that 2โ€‘5โ€‘10 home warranty coverage is enrolled. BC Housing issues a New Home Registration Form as proof for the City. We handle registration and upload the form as part of your permit file.

Because weโ€™re a BC Housing Licensed Residential Builder, your permit includes our New Home Registration and 2-5-10 warranty enrolment. If youโ€™re not working with a licensed builder, youโ€™ll need to obtain an Owner Builder Authorization from BC Housing before applying for a permit.

Energy And Zero Carbon Compliance

Nanaimo publishes guidance on the Energy Step Code and the Zero Carbon Step Code. Your energy advisor provides the preโ€‘construction compliance report and conducts midโ€‘build and final testing. We align your mechanical design and envelope specs to the required Step and emissions level at submission.

Plan this early. Energy targets drive window performance, insulation values, airtightness, and HVAC selections. For a deeper look at how the BC Building Code and Energy Step Code influence design, see our guide on BC Building Code requirements for custom homes on Vancouver Island.

Permit Fees And Cost Signals

Calculating the cost of a building permit in Nanaimo

Application And Main Permit Fee

Use the Cityโ€™s Permit Fee Calculator for a rough estimate of the main building permit fee. Itโ€™s a planning tool only and excludes other charges such as fixture fees and service connections. Weโ€™ll confirm actual fees at issuance.

Our pricing process anticipates fees, bonds, and typical contingencies so you have a realistic cashโ€‘flow picture before you apply.

Development Cost Charges (When They Apply)

DCCs may apply depending on the project and lot history. The Cityโ€™s page outlines DCC policy and references relevant bylaws and bonding. We confirm whether DCCs impact your budget before you finalize design.

Utility Connection Costs

Final charges for water, sanitary, and storm connections are determined by City Engineering during permit processing. We coordinate inspections and schedule civil work so your service connections donโ€™t hold up framing.

Helpful Reference for Nanaimo Builds

Permit / ChargeWhen It Is NeededWho Issues
Building Permit (New SFD/Duplex)Every new custom homeCity of Nanaimo โ€“ Building Inspections
Development PermitIf lot is in a DP AreaCity Planning
Access / Driveway PermitNew or changed driveway accessCity Engineering
Tree Removal PermitSignificant tree removalUrban Forestry
Main Permit Fee & Other FeesAt issuanceCity of Nanaimo

From Permit To Occupancy: Inspections And Sequencing

Typical Inspection Milestones For Part 9 Homes

Expect inspections at footings, foundation, underโ€‘slab, framing and roughโ€‘ins, insulation/air barrier, and final/occupancy. The Cityโ€™s inspection request page provides booking details and phone numbers. We book with lead time and ensure approved plans are on site.

Local teams enforce the BC Building Code and City bylaws. We coordinate with inspectors and address any notes promptly to keep your schedule intact.

How We Keep Inspections On Schedule

We run builderโ€‘led preโ€‘inspections, use checklists for each stage, and post markedโ€‘up photos in your client portal. That reduces reโ€‘inspection risk and makes the official visit a formality.

We also sequence trades so dependencies are clear. When everyone knows the next inspection window, work finishes cleanly and on time.

Hereโ€™s The Catch

Passing inspection confirms minimum code compliance. It doesnโ€™t guarantee longโ€‘term performance if details are weak. We go beyond minimums where it matters most: air sealing, drainage, envelope detailing, and commissioning. The payoff is comfort, durability, and fewer callโ€‘backs.

Your Role, Our Role, And The Team Around The Table

Homeowner

Make scope decisions in a timely way, review approvals in your portal, and keep financing and insurance current. Fast decisions keep trades moving and inspections on time.

If youโ€™re considering changes, weโ€™ll price them clearly and show schedule impact before work proceeds.

Designer/Architect + Engineers

Designers produce codeโ€‘compliant drawings and respond to plan check comments. Engineers (structural, geotechnical, truss) provide letters and details where required. We coordinate the package and ensure drawings reflect DPA and zoning constraints when applicable.

Energy Advisor

Your energy advisor models the home for the Energy Step Code and Zero Carbon Step Code, then performs midโ€‘construction and final testing. Their documentation is included in your building permit submission and at occupancy. We engage them during design so envelope and mechanical systems align with targets.

Builder (Us)

We own the process: feasibility, submissions, coordination, quality control, inspections, and documentation. Youโ€™ll see daily logs and photo evidence in your portal, including inspection results and City signโ€‘offs. Our fixedโ€‘price contract and detailed schedule give you predictability from day one.

Book A Feasibility Call

Ready to move forward with your custom home in Nanaimo? Start with a feasibility call to confirm zoning, servicing, and any Development Permit requirements before you commit to design costs. Weโ€™ll map out your path to permit and occupancy, highlight potential constraints early, and set clear expectations for timelines and approvals.

This is the smartest first step toward a smooth build โ€” one conversation that saves months of guesswork and keeps your project on track from day one.

FAQs

Which Permits Do I Need For A New Custom Home In Nanaimo?

Youโ€™ll need the New Construction โ€“ Single/Two Family Dwelling building permit. If your lot sits in a Development Permit Area, you must secure the Development Permit first. Driveway access and services are handled with the submission.

Do I Need BC Housing Documentation Before The City Will Issue A Building Permit?

Yes. New home projects require a New Home Registration Form to prove youโ€™re using a licensed residential builder and that warranty insurance is enrolled (or you hold an approved exemption).

How Long Do Permits Take?

Timelines vary. The City posts Building Permit Processing Times to show typical review duration by permit type. We watch this as we plan your submission and trades.

What Drawings And Documents Are Most Often Missed?

Plan quality and scale, bracing, spatial separation, and energy compliance details are common misses. Use the Cityโ€™s Application Guide and Plan Requirement Checklist to avoid reโ€‘submissions.

How Much Are Permit Fees For A New Home?

Start with the Cityโ€™s Permit Fee Calculator for the main permit fee. It excludes other charges such as connection fees and fixture fees; we confirm totals at issuance.

What Inspections Should I Expect?

Expect footings, foundation, underโ€‘slab, framing/roughโ€‘ins, insulation/air barrier, and final/occupancy. Book through the Cityโ€™s inspection request page or by phone.

Do I Need A Tree Removal Permit Before Clearing The Site?

Possibly. Significant tree removal requires a permit and plan under Bylaw 7126. We check this early to avoid stoppages.

Where Do Step Code Or Zero Carbon Requirements Show Up?

Theyโ€™re part of your permit package and occupancy: preโ€‘construction modelling, midโ€‘build testing, and final reports. Nanaimoโ€™s guidance outlines current levels and timelines.

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